Stalagmite offers common sense Travel Insurance specifically designed to ensure you benefit from the best possible protection - wherever your travels may lead; whether you're planning a short break or need cover for regular trips on business or pleasure. We offer four different plans depending on the needs of the traveller. The most basic of covers is offered under Plan A whereas Plan D offers the most comprehensive cover. The plans cover the following areas: - Personal Accidents
- Accidents whilst travelling by air
- Medical and pharmaceutical expenses resulting from an accident
- Refund of deposits made in the event of cancellations
- Cover for luggage and personal items
- Cover against loss of cash, cheques, passports, tickets etc.
| | Plan A | Plan B | Plan C | Plan D | Section 1 | Personal Accident | | | | | | 1. Death | £10.000 | £15.000 | £20.000 | £25.000 | | 2. Loss of one or more eyes or limbs | £6.000 | £9.000 | £12.000 | £15.000 | | 3. Permanent total disablement from following any occupation | £6.000 | £9.000 | £12.000 | £15.000 | Section 2 | In case of an accident during a flight | | | | | | 1. Death | £20.000 | £30.000 | £40.000 | £50.000 | | 2. Loss of one or more eyes or limbs | £12.000 | £18.000 | £24.000 | £30.000 | Section 3 | Medical treatment and other expenses as a result of an accident up to: | £500 | £1.000 | £2.000 | £3.000 | Section 4 | Medical treatment and other expenses as a result of sickness up to: | - | £500 | £750 | £1.000 | Section 5 | Additional benefit of £10 for each period of 24 hours during which the insured is hospital confined abroad up to: | - | £200 | £200 | £200 | Section 6 | Loss of irrecoverable deposit or prepaid charges for transport and accommodation in the event of enforced and necessary cancellation or curtailment of the holiday or journey up to: | - | - | £500 | £1.000 | Section 7 | Loss of damage to luggage and personal effects up to: | £300 | £400 | £500 | £600 | Section 8 | Loss of cash, bank or currency notes, cheques, postal orders, travel tickets, passports etc. up to: | - | - | - | £200 |
* Accompanied children pay 50% of parent(s) premium.
** This description of the insurance must be regarded only as an outline. The policy is a legal document and as such defines the insurance in precise terms. A specimen policy is available on request.
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